My Terms: The Convenient Way to Bring Home Your Dream Appliances, Furniture, and Electronics

Transform your living space effortlessly with My Terms, the ultimate hire purchase solution from Standard Distributors Ltd. With flexible payment options, a wide range of appliances, furniture, and electronics, and easy application requirements, creating your dream home has never been easier.

Why choose My Terms?

• Flexible Payment Plans: Spread the cost of your purchases over manageable monthly installments.
• No Hidden Fees: Enjoy transparent pricing with no surprises.
• Diverse Product Range: From cutting-edge electronics to stylish furniture, find everything you need under one roof.

Need Hire Purchase? Here's What You'll Need to Apply

For NEW Customers

✅ Two (2) valid forms of ID (National ID, Driver’s Permit, or Passport)
✅ Recent proof of address (no older than 1 month):
– A paid utility bill in your name (WASA, TTEC, phone, cable)
– OR a current bank/credit card/financial statement
– Renters: provide a bill in the landlord’s name
✅ Two (2) personal references:
– One must be a relative, one non-relative
– Neither can live at your address
✅ Original job letter (no older than 1 month)
✅ Recent payslip (no older than 1 month)
✅ Bank statement (last 3 months showing salary deposits)
✅ 20% deposit
✅ Stamped Standing Order from your bank

For REPEAT Customers

✅ Two (2) valid forms of ID
✅ Recent proof of address (same as above)
✅ Two (2) personal references (same rules apply)
✅ Recent payslip (no older than 1 month)
✅ Bank statement (last 3 months showing salary deposits)
✅ 10% deposit
✅ Stamped Standing Order

For SELF-EMPLOYED Customers

✅ Two (2) valid forms of ID
✅ Recent proof of address
✅ Two (2) personal references (same rules apply)
✅ Bank statement (3–6 months, continuous activity in your name)
✅ 20% deposit
✅ Stamped Standing Order

For RETIRED Customers

✅ Two (2) valid forms of ID
✅ Recent proof of address
✅ Two (2) personal references (same rules apply)
✅ Proof of pension:
– NIB, Ministry letter, Company pension
– OR bank statement/bank book showing deposits
✅ 20% deposit
✅ Stamped Standing Order

Start enjoying your dream home today with My Terms! Visit your nearest Standard Distributors Ltd. location or apply online.

The Arima showroom will officially close on Tuesday, June 18, 2025. After this date, you will no longer be able to make HP payments at this location.

But your account is still active, and we’ve made it easy to continue managing your payments through the following options:

• Visit any of our other showrooms:
• Pay with cash at any VIA / NLCB outlet across Trinidad & Tobago
• Pay online anytime with debit or credit card

Need help with your account?

We’re happy to assist. Just send us an email at:
ourcommitmenttoyou@ansamcal.com

Thank you for being part of the Arima community. While this location is closing, we’re still here to serve you, online, islandwide, and always committed to your service.

The Standard Distributors Customer Care Team